Head of PAYGO Credit Operations, Daylipa Financing

Responsibilities

The successful candidate will have the following key responsibilities:

• Oversee the development, execution and monitoring of credit policies, systems, and solutions.
• Develop and deploy an appropriate product marketing mix in collaboration with the marketing and sales teams.
• Develop and implement a credit collection and asset repossession strategy, in consultation with Senior Management.
• Develop and maintain relationships with potential funders and structure, negotiate and manage loan facilities.
• Oversee overall risk management for the company.
• Manage legal, contracting and compliance matters, in liaison with Daylipa’s legal counsel.
• Provide direction, guidance, and support to the credit team to maintain a healthy debt book.

Qualifications and Experience

• Minimum 5 years' experience in consumer finance and credit risk management (preferably in PAYG sector), latterly at Departmental Manager level or similar.
• Graduate degree in Commerce / Business Studies, Economics, or any other relevant field with minimum Upper Second-Class Degreefrom a recognised institution.
• MBA or Masters degree in relevant discipline is an added advantage.
• Hands-on experience in developing flexible and affordable asset financing schemes for mass-market customers.
• Experience in capital and debt finance structuring.

Critical Competencies

• Proficient in financial modelling with in-depth credit data analysis skills.
• Strong strategic, analytical, and innovative mindset.
• Strong negotiation, collaborative and communication skills.