Branch Business Consultant - Personal Banking

Principle Accountabilities

• Cross selling of HFC Banks products by establishing new relationships in order to grow both assets and liabilities book.
• Maintaining customer relation by regular contact to ensure customer satisfaction business continuity
• To review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC Compliant.
• To check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
•  To analyze mortgage loan applications by interviewing the customers.
•  To identify customers borrowing needs by interviewing so as to ensure selling of the right mortgage product.
•  To safeguard bank assets by being a dual custodian to minimize frauds and losses

Key Competencies and Skills

Technical and General Competencies:

• Technical competencies: selling skills, analytical skills, negotiation skills, supervisory     skills, IT Skills, report writing, communication skills and Product knowledge.
• General competencies: Team Work, Listening skills.

Minimum Qualifications, Knowledge and Experience

• Education: A Business related degree
• Experience: 3 years in Banking Industry